Financial Education

The Cost of Delay: What procrastination can do to your wealth-building efforts

The Cost of Delay: What procrastination can do to your wealth-building efforts

Delaying can be a silent wealth killer. While it’s not difficult to put off saving and funding for the future consistently, your postponement can altogether lessen your capacity to develop wealth after some time. The effect of stalling isn’t just about missing the opportunities; it’s about the COMPOUNDING effect, the…

Diversification: Spreading your investments to safeguard against economic fluctuations.

Diversification: Spreading your investments to safeguard against economic fluctuations.

Diversification is one of the fundamental investment principles and, ideally, it is applied to reduce the risk by spreading the risk across different assets, industries or countries. A good plan for amateur investors as well as professional investors has been in developed assumption that a high proportion of the investments…

Real vs. Nominal Returns: Why adjusting for inflation is crucial for evaluating your investments.

Real vs. Nominal Returns: Why adjusting for inflation is crucial for evaluating your investments.

At a minimum, investors should understand what real and nominal returns of an investment are. As opposed to nominal returns, which only have to do with the gross behaviour of an investment, real returns are a more precise estimate of the real contribution of an investment, after the impact of…