Equity/stocks are commonly seen as the foundation of long-term wealth generation. Although they may be volatile in the short term, equities have historically outperformed other asset classes such as bonds, real estate, and commodities over extended periods. This superior performance is due to a number of factors (e.g., compounding returns,…

Volatility is one of the most basic concepts in finance and one that gets often misinterpreted, which is, nonetheless, a concept of paramount importance to understand. It defines the degree of asset price volatility over time, which is commonly defined as standard deviation or variance. While volatility in high frequency…

The historical performance of asset classes is a large input for the good investment decisions. Over the years, different asset classes—stocks, bonds, real estate, and commodities—have demonstrated unique performance patterns influenced by economic cycles, geopolitical events, and market conditions. The behaviour of these trends can be used to provide to…

It is also necessary to have knowledge on various type of assets in regard to wealth creation and financial goal attainment. Stocks, bonds, real estate, and commodities all have different properties, risks and return. Portfolio diversification among these classes is a risk mitigation tool and performance over the long term…

Financial proactivity for a sustainable moneywise life.Not only does the level of money which you earn or save play a role in subjective financial success, but so does an attitude. The angle from which you observe money has a substantial effect on your decisions about money, and, therefore, on wealth…

Long-Term Planning: How to Create a Financial Plan That Outpaces Inflation The fact that undercurrent inflation is an ongoing feature of labour and capital price volatility is an inescapable attribute of the financial cycle. Although money, at the long term, eventually depreciates the real purchasing power of money, if you…