Financial Education

Steps to Develop a Personal Budget: Why you should Take Control of Your Finances and How to do it ?

Steps to Develop a Personal Budget: Why you should Take Control of Your Finances and How to do it ?

Probably the most effective way to achieve financial freedom is to set up a personal budget. Well organized budget can track your income and control expenditures as well as savings to achieve future goals. This is a guide to help enable you to get a budget and take smart financial…

Professional Management: What are the benefits of expert oversight in mutual fund investments and how it leads to better returns ?

Professional Management: What are the benefits of expert oversight in mutual fund investments and how it leads to better returns ?

Acuracy in trading in financial markets is neither “luck” nor “sixth sense. It does need the expertise, the research and the capacity to follow market developments. For most investors, perhaps the biggest problem is balancing such demands against commitments of time to their professional job and personal life. This is…

The Power of Diversification: How mutual funds spread risk and provide broader market exposure.

The Power of Diversification: How mutual funds spread risk and provide broader market exposure.

Investing is inherently risky and there is no harm in reducing that risk through diversification. This is where mutual funds shine. Pooling capital from a number of investors to invest in a diversified portfolio of multiple industries, geographic regions, and other industry franchises. Mutual funds are known to have risk…

Direct Investment Risks: Why it is not for everyone and how to safeguard from this risk ?

Direct Investment Risks: Why it is not for everyone and how to safeguard from this risk ?

Direct investment in single bonds or assets is arguably a very promising medium with respect to wealth accumulation and individual financial management. Nevertheless, there are constrained and potentially risky aspects of the application of this method. Compared with mutual fund investments or other compareable assets, direct investments take a big…