Long-Term Planning: How to Create a Financial Plan That Outpaces Inflation The fact that undercurrent inflation is an ongoing feature of labour and capital price volatility is an inescapable attribute of the financial cycle. Although money, at the long term, eventually depreciates the real purchasing power of money, if you…

Delaying can be a silent wealth killer. While it’s not difficult to put off saving and funding for the future consistently, your postponement can altogether lessen your capacity to develop wealth after some time. The effect of stalling isn’t just about missing the opportunities; it’s about the COMPOUNDING effect, the…

Inflation—the continuous increase in price of goods and services—has a strong impact on your investments, and it is generally a phenomenon that is not obvious at the outset. While a moderate level of inflation has been considered by some to be good for the economy, rising prices are also prone…

Diversification is one of the fundamental investment principles and, ideally, it is applied to reduce the risk by spreading the risk across different assets, industries or countries. A good plan for amateur investors as well as professional investors has been in developed assumption that a high proportion of the investments…

Inflation, a continuous reduction of the purchasing ability of money, as the price of goods and services rises slow down the purchasing ability of money over the long term. As the living cost keeps rising, the necessity of economizing the value of your assets increases, and accordingly, the necessity of…

At a minimum, investors should understand what real and nominal returns of an investment are. As opposed to nominal returns, which only have to do with the gross behaviour of an investment, real returns are a more precise estimate of the real contribution of an investment, after the impact of…