Net Asset Value (NAV) is arguably the most popular term when it comes to mutual fund, for a multitude of reasons. However, what is it, and what does it do to your portfolio? Interestingly, does NAV increase/decrease necessarily reflect whether, in fact, capital is being increased/decreased? Performance sensitivity to NAV…

Being driven over to invest themselves, people with the intention of investing are frequently frustrated by financial market knowledge being far beyond its comprehension. Questions like “How do I start?” or “What if I need my money quickly?” often deter people from taking the first step. However, the introduction of…

In the world of finance there are times when the adage “don’t put all your eggs in one basket” most accurately expresses what is meant by the concept of diversification. Diversification is a basic portfolio strategy that, by means of asset, sector, and geographically different exposures, aims to lower risk….

Investment can certainly appear confusing to people who do not have a thorough understanding of financial markets. This is the where professional management with experience and recommendations will help in tackling the problems of wealth generation. If you in the right way, you will get the maximum return of your…

Mutual funds provide an effective vehicle by which an investor can grow wealth by combining the savings of a large number of investors into diversified investments. Yet, because there exist many kinds of mutual funds, from an investor’s point of view, understanding the categorization of mutual funds is of great…

Resource pooling as a means of risk mitigation is a concept that is often implemented in financial and insurance industries. It is based on people or organisations pooling together their resources in order to share and reduce risk. That is, this architecture ensures that the economic payoff of an out…